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JC Penney Credit Card

JC Penney Credit Card

Overall Rating: Product Rating: 3.5
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Product Rating:Product Rating: 3.0
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JC Penney Card: Easy to Obtain, But a Mixed Blessing

by Bryan_Carey Bryan_Carey is a Top Reviewer on Epinions in Personal Finance, Epinions Most Popular Authors - Top 10, Nov 30 '05
Pros: Easy payment schedule; Friendly customer service; Incentives
Cons: High interest; Lack of usability
Credit cards are sometimes difficult to come by and some of them hold high standards, limiting approval to only those with credit scores in the good to excellent range (650 plus points). Other cards are given away like free samples in the grocery store, ...
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Product Rating:Product Rating: 4.0
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JC Penney card makes shopping easy!

by Mom2TyZick, Epinions Most Popular Authors - Top 500, Jul 22 '03
Pros: Convenient card that allows you to charge prescription drugs as well!
Cons: High APR.
After all of the trouble with credit cards I got into in college, I swore I'd never use them again! ...
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Product Rating:Product Rating: 4.0
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JCPenney's Credit Card - Gets More Of A Workout Than I Do

by kristinafh Epinions Most Popular Authors - Top 50, Aug 30 '02
Pros: Notification of special events and coupons.
Cons: Finance charges...
JCPenney is one of those stores that I can walk into and shop at for hours. I love their selection of women and children's clothing. I love the variety that they have in their household and small appliance area. I used to love the fact...
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Product Rating:Product Rating: 1.0
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JC Penney Card: What's "All Inside"?

by Candice923 Epinions Most Popular Authors - Top 500, Aug 18 '03
Pros: You can charge at JC Penney. Woo.
Cons: Ridiculous credit limit policies, make changes without telling cardholders
I am MIFFED. I have been a cardholder with JC Penney for at least four years. In this tim ...
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Product Rating:Product Rating: 4.0
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Makes Cents to Me

by m_maricruz , Dec 27 '03
Pros: Special Offers, discounts, good customer service
Cons: With the high interest rates balance must be paid off quickly
When I was pregnant JC Penney‘s was having a great sale on maternity clothes. I decided to buy a few items, which were already 60% off. At the checkout counter, the clerk asked me if I wanted to apply for the JC Penney card. I decided to go ahead and ...
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Product Rating:Product Rating: 5.0
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Makes shopping easy.

by dsblev , Jan 04 '05
Pros: Ease of use, payment options, online bill information/payments.
Cons: Dangerous if you work in the store. Purchase everything!!!Great card to have!!!
As a store that I first started working in, my JC Penney card has been in possession for the past 7 years. I soon found out that it can be dangerous to have a card from the place that you work. So instead of getting rid of the card I got rid of the job ...
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Product Rating:Product Rating: 5.0
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Excellent Card for the occassional shopper!

by stephlillie22 , Dec 06 '07
Pros: easy to receive, great customer service
Cons: moderate interest rate
I've had my Jc Penney's credit card for 4 years now and love it. My mom suggested I open it up right before I started college and it came in handy for all my bathroom towels & accessories. I don't have a high credit amount since I don't need to get the ...
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Showing 1-7 of 7 reviews  



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